Schools are a major component of the New England economy. They also carry special insurance risks.
SG&D has been insuring schools for many years. We have the expertise to deal with the unique exposures that schools face, and we have several programs that can be tailored to the needs of each client.
Our school programs cover all types of schools; private, parochial, charter, vocational, community colleges, as well as major colleges and universities.
Special coverages for schools include:
- Large building values
- School and educators legal liability
- Inland marine covering fine arts, uniforms, musical instruments, A/V equipment
- Auto coverage that includes employees and volunteers as insureds
- Abuse and molestation
- Cyber liability
- Fiduciary liability
- Student medical Insurance
- Camp liability and medical insurance
In addition, we offer the following loss control services:
- Risk assessment
- Program evaluation
- Safety training
- Vehicle safety services
- Life safety consultation
- Risk transfer techniques